Credit Risk Analyst

招聘企业
Citi
工作地点
Singapore
薪金
Competitive salary
已发布
2019年10月15日
关闭
2019年10月22日
编号
6676412
工作职责
会计师
Profile Summary:
You will be a member of the Consumer Bank Unsecured Product Risk Team. This position provides the opportunity to be part of Singapore Consumer Bank & Consumer Risk Management Team, which specializes in providing bankcard, ready credit, mortgage, auto and investment lending to individual customers in Singapore.
Key Functions include:
  • Support business growth through comprehensive risk assessment of new product enhancement or offering.
  • Perform in-depth portfolio analysis of unsecured products to assess risk & opportunities and validate and refine various credit policies/processes through use of analytics.
  • Develop and maintain MIS to monitor key portfolio performance trends for portfolio to ensure to continue maintaining strong portfolio credit quality with a good balance of risk and reward to optimize business opportunities and in line with business strategy and risk appetite.
  • Responsible for risk reporting to local regulator, regional risk, head office and other ad hoc requirements.
  • Develop and maintain close working relationship with all business partners and relevant stakeholders to the products.
  • Review and decide on unsecured loan applications that need risk management approval.
  • Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters.
  • Support credit bureau operational procedures and data integrity validation
  • Ensure compliance to all policies and standards and ensure full audit readiness at all times.
Qualifications:
  • You should be a degree holder with at least 2-4 years experience, preferably in consumer risk management area.
  • You should have strong portfolio, analytical and financial analysis skills, with demonstrated ability to conceptualize and clearly communicate the analytical findings, both in writing and verbally.
  • SAS programming capability (preferred); strong analytical capability, an experienced user of Microsoft Excel and PowerPoint and knowledge of consumer risk management concept and general knowledge of unsecured products portfolio management, collections, etc., are prerequisites.
  • You should be able to effectively network with coworker from cross functional and multitask in a fast paced environment.
-------------------------------------------------
Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - SG ------------------------------------------------------
Time Type :Full time ------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE .
To view the "EEO is the Law" poster CLICK HERE . To view the EEO is the Law Supplement CLICK HERE .
To view the EEO Policy Statement CLICK HERE .
To view the Pay Transparency Posting CLICK HERE .

类似的工作

类似的工作