Senior Decision Systems Manager
- Recruiter
- Citi Australia
- Location
- Sydney, New South Wales, Australia
- Salary
- Competitive
- Posted
- 16 Dec 2018
- Closes
- 17 Dec 2018
- Ref
- 4951635
- Contract type
- Permanent
- Hours
- Full time
- Experience level
- Manager
- Primary Location: Australia,New South Wales,Sydney
- Education: Bachelor's Degree
- Job Function: Risk Management
- Schedule: Full-time
- Shift: Day Job
- Employee Status: Regular
- Travel Time: No
- Job ID: 18061691
Description
- Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
- Citi's Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients' and the public's trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities
- The Senior Credit Decision Systems Manager will report to the Head of Risk Analytics & Decision Systems
- Primarily, the role will be responsible for managing the CDE (Credit Decision Engine) and Portfolio TRIAD systems which supports unsecured credit decisions
- Any Credit Policy change is updated periodically with new / enhanced policies, scorecards and non-score models as they are developed by the Risk Team
- Management of Decision Systems would be end to end with engagement with multiple stakeholders across the bank, from Risk Analytics, Risk Policy, GCT (Global Consumer Technology) and other various business stakeholders
- Additionally, the role focuses on technology changes within the Credit Risk team requiring strategic thinking and best practice solutions to deliver on changes such as periodical credit policy changes, Comprehensive Credit Reporting, leveraging alternate data assets for credit decisions as well as Open Banking data usage
- Work with business and other respective stakeholders to develop best practice technology solutions to support credit decisions across the customer credit lifecycle other respective stakeholders to develop best practice technology solutions to support credit decisions across the customer credit lifecycle
- Ensure that any "offline" end user calculator has robust controls and checks in place to mitigate against potential error "offline" end user calculator has robust controls and checks in place to mitigate against potential error
- Work with business and policy to best support ongoing agile approach to rollout of new functionality across systems impacting the Risk function and policy to best support ongoing agile approach to rollout of new functionality across systems impacting the Risk function
- Collaborate with Risk Policy Team and other relevant business stakeholders to gather any credit engine changes requirements. Capture and document any changes to unsecured credit policy and work with Regional Stakeholders to get necessary changes coded into respective systems
- Risk Policy Team and other relevant business stakeholders to gather any credit engine changes requirements. Capture and document any changes to unsecured credit policy and work with Regional Stakeholders to get necessary changes coded into respective systems
- Produce and execute test cases and assist Credit Operations to achieve the desired test results for any credit policy/strategy changes test cases and assist Credit Operations to achieve the desired test results for any credit policy/strategy changes
- Coordinate with Credit Operations to ensure end to end testing is being accomplished on time and accurately
- Credit Operations to ensure end to end testing is being accomplished on time and accurately
- Manage various projects in relation to touch points linked with CI/CDE and other credit decision engines/processes/systems from credit risk perspective projects in relation to touch points linked with CI/CDE and other credit decision engines/processes/systems from credit risk perspective
- Fully leverage all available data across the bank, including internal, bureau, external data to support the optimisation of credit decision across the credit lifecycle available data across the bank, including internal, bureau, external data to support the optimisation of credit decision across the credit lifecycle
Qualifications
- At least 5+yrs experience in Credit Risk Management role or equivalent
- Strong understanding of unsecured credit policies and processes
- Understanding of consumer lending principles and consumer credit lifecycle
- Detailed knowledge of Credit Decision processes and respective credit decision engines
- Experience with statistical analytical tools such as SAS, R, Python
- Ability to manage key stakeholders at varying levels of the organization
- Degree in Mathematics, Finance, Statistics
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