Regional Director, Restructuring

The Business
Join us in Birmingham as Midlands Regional Director for our Restructuring function

• This is a chance to take on a challenging and rewarding leadership role, where serving customers is of the utmost importance
• Joining our Restructuring function and leading your team in working with distressed corporate and commercial customers, you'll experience the unique sense of fulfilment when you're able to return a customer back to financial health
• You'll be a role model for an empathetic and supportive team who support customers in times that are often stressful

What you'll do

Restructuring works with corporate and commercial customers who are struggling to meet their credit obligations, with the principal aim of protecting the bank's capital. Wherever possible we do that by supporting their return to financial health; where that's not possible, we recover capital in a way that is both efficient and fair to the customer.

As Regional Director you'll develop and act as a role model to a team of dedicated relationship managers, providing expert restructuring knowledge and supporting them in delivering solutions for our customers. The customer base under your leadership will include a range of smaller family businesses, private and influential regional corporate customers who bank with our Commercial & Private Banking franchise. Relationship building will be hugely important to your success in the role. You will need to build trust with customers and deliver difficult messages with sensitivity. You will also need to forge excellent relationships with colleagues in the front line and in Credit Risk.

Key aspects of your role will include:

• Driving case progress to reach a fair outcome in good time, rehabilitating customers with problem debt
• Role modelling a consultative and collaborative approach to developing and delivering restructuring solutions
• Applying clear pricing principles that are simple and transparent
• Managing the bank's capital and RWAs effectively and with care

The skills you'll need

This role would suit you if you have extensive experience in a corporate finance or restructuring environment, and have a history of working with a broad range of UK customers facing financial difficulty. You will have outstanding interpersonal and leadership skills that allow you to do lead a resilient and dedicated team who handle our customers. You'll also have a strong commercial acumen, being able to interpret complex financial information and identify key issues within a business.

You'll also bring:

• A good understanding of risk management, conduct risk and insolvency processes
• Strong negotiation skills, with knowledge of tools and techniques
• Proven experience of successfully managing, guiding and developing people
• An understanding of the wider economic, regulatory and commercial environment, and of issues affecting the bank and its customers

How we'll reward you

In return, we offer a competitive salary and you'll also join our retirement savings plan. You can also choose from a selection of protection, healthcare or lifestyle extras from RBSelect, our fully flexible reward programme.

Visit our reward and benefits page for more information on the benefit packages we offer.

Inclusion

At RBS, we want everyone to feel welcome, regardless of your background or needs. If you need adjustments making to your working environment, we'll do everything we can to support you. As part of this commitment, we offer flexible working options for some of our roles - find out more .

As a Financial Services organisation we comply with and support the requirements set by our Regulator, the Financial Conduct Authority (FCA), which are designed to protect our customers. This role falls under Conduct Rules of the Individual Accountability Regime (IAR) and is subject to pre-employment screening. This means if your application is successful, you'll need to satisfy some important background checks before you can start working with us. These will include a full credit check, a criminal record check, residency and right to work checks.