Credit Administration Officer

Roles and Responsibilities:
• Ensure timely, accurate and effective credit administrative support to Business Partners in granting credit facilities which includes the following areas:
o Implementation / restructuring of credit facilities
o Allocation / reallocation of limits
o Credit Reviews
• Verify approvals are in accordance to Credit Policy's Lending Authority Limits
• Ensure conditions of approvals are met, documentation are in compliance with terms of approval and bank's policies prior to implementation of facilities
• Adhere to documented procedures, control guidelines and compliance framework
• Ensure covenants, exceptions are logged, monitored and followed through
• Attend to business partners' queries and requests timely
• Prepare timely and accurate management reports/excess/overdue reports (daily/monthly/quarterly) to BUs for their review/rectifications/approvals/reporting.
• To maintain internal database/applications for reporting;
• To co-ordinate, escalate and follow up with internal parties on issues for resolutions/approvals;
• Contribute to process improvements to enhance productivity and improve service
• To participate in project initiatives and assignments.

Reporting to:
• Team Lead

Qualifications
Requirements:
• University degree or Diploma Holder
• Experience in Credit Administration / Operations department of a bank is preferred
• Possess initiative, drive and ability to work independently
• Strong analytical and problem solving skills
• Attentive to details, neat and meticulous
• Able to multi-task and able to cope with pressure to meet tight deadlines
• Good interpersonal and communication skills
• Proficient in Microsoft Office applications
• Able to work with minimum supervision
• Performance and quality driven.
• Able to work according to Singapore working calendar
• Willing to work beyond standard working hours when required